Joe has focused his skillset on both financial planning and employee benefits planning. He recognizes that financial planning includes both business succession and estate planning for his successful business owner clients. Joe has additionally found that these planning items go hand in hand with employee benefits. Now, with over 25 years of experience, his passion for this arena only grows. Joe believes strongly that advising his clients/friends can only be truly achieved when each is served uniquely. This is why to him, the strategic element of his work excites him most. Joe finds it incredibly rewarding to help solve the specific puzzle of each client scenario and watch the benefits of that solution unfold. This has shown particularly strongly in his group benefits work where Joe creates strategies that are as unique as the businesses that he works with.