The value of choice is engrained in Joe's DNA. He began working at the age of 12 as a stock boy in a Rialto dairy and quickly connected the dots of how hard work and preparation created more options in life. Joe went on to study Business and Economics and received his degree from California State University, Fullerton.
Working hard to create choices and stability for himself and family mattered to Joe, but his hunger for the freedom that proper planning provides didn't end with him - he wanted to help others create this freedom for themselves. That's why when Joe took on the role as a Career Agent at the age of 23, he never switched professions.
Joe has focused his skillset on both financial planning and employee benefits planning. He recognizes that financial planning includes both business succession and estate planning for his successful business owner clients. Joe has additionally found that these planning items go hand in hand with employee benefits. Now, with over 25 years of experience, his passion for this arena only grows. Joe believes strongly that advising his clients/friends can only be truly achieved when each is served uniquely. This is why to him, the strategic element of his work excites him most. Joe finds it incredibly rewarding to help solve the specific puzzle of each client scenario and watch the benefits of that solution unfold. This has shown particularly strongly in his group benefits work where Joe creates strategies that are as unique as the businesses that he works with.
When he isn't working with clients to help improve their security, you can find Joe barbequing ribs in his backyard, fly fishing with Scott, running his neighborhood route, and spending time with his family in Alta Loma.
Joe is an Investment Advisor Representative of MML Investor Services, LLC., earned his Chartered Financial Consultant (ChFC) designation from the American College, is a founding board member of The Entrepreneur Institute of Orange County, is a member of the Orange Coast Estate Planning Council, and is a member of The Orange County Association of Health Underwriters. He is a Registered Representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC.